The boyd family has twins, markus and valeria, both of whom have been identified with emotional and behavior disorders. mr. and mrs. boyd as well as mrs. williams, the grandmother, have begun meeting twice each month at the community center with other families. during these meetings, the families share information about local resources; ideas and suggestions for dealing with behavior, social, and academic issues; and strategies for coping on a day to day basis. this is an example of:

Fabian inherited some money from his family and decided to open a hardware store on his own. he bought the entire inventory on credit from vendors with the promise of paying them later. he hoped to have good sales when he opened the store because there weren't any other hardware stores in the area. however, he couldn't sell most of his stock because there did not seem to be any demand. he knew he wouldn't be able to pay the creditors from the money the store made. what kind of ownership does fabian have over his store? what kind of liability is fabian open to regarding the money owed to his creditors?