Acheck written that exceeds the checking account balance creates an or a
bounced check.

The answer to this question is an OVERDRAFT. This means that the person writes a check that exceeds the amount of funds or balance in their accounts. The bank may charge an overdraft fee for writing a check which exceeds your fund balances. Checking accounts is still a safe type of bank account where in you can use it for buying goods and services and allows the person to keep their financial records intact.

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